Lawmakers say SEA 1 lowered 2026 bills for two-thirds of Indiana homeowners. If yours rose, one of four structural reasons — caps, referendums, AV jumps, classification.
Marion County's November 3, 2026 ballot carries two school property tax questions so far — IPS's 37.2-cent ask and Decatur Township's replacement rate. Here's your guide.
SEA 1's revenue squeeze is sending a wave of Indiana school districts to the November 3, 2026 ballot. The verified list, the new one-shot rule, and pass-rate context.
Every Marion County property tax date from the October 2026 tax sale through the November 2027 installment — due dates, deadlines, and what is fixed vs. expected.
SEA 1 lets counties adopt a local income tax of up to 0.3% in 2026-27 solely to reduce homestead property tax bills. How it works — and why it isn't the replacement LIT.
Where Indianapolis homeowners can get real help with property taxes: township trustee assistance, the Treasurer's Flex Pay plan, deductions, and tax-sale prevention.
Which property tax deductions Indiana veterans can claim in Marion County, the forms and documents the auditor requires, and the 2026 deadlines that shape your 2027 bill.
Short-term renting your Indiana home can cost you the homestead deduction and shift you from the 1% cap toward 2% or 3%. The rules, how assessors find STRs, and the fix.
Selling a home with a Form 130 appeal pending: whether the appeal survives closing, who receives the refund, purchase agreement language, and what buyers should verify.
Marion County added about $2 billion in apartment assessed value. What that means for Indianapolis renters: rent pressure, the 2% cap, and the $4,000 renter's deduction.
How Indiana nonprofits and churches claim exemption under IC 6-1.1-10: the ownership-occupancy-use test, Form 136's April 1 deadline, and partial-use math.
Do rooftop panels raise your Marion County assessed value? How Indiana treats home solar in 2026, what SEA 1 did to the old solar deduction, and your appeal options.
How to pull your Marion County property record card, read every field — grade, condition, square footage, effective age — and match each error to the right fix.
Indiana taxes mobile homes on two tracks: annually assessed personal property on rented land or real property on owned land. Due dates, moving permits, deductions.
Marion County's 2026 tax sale runs October 13-16. How homes end up on the list, the notice sequence, how to get removed pre-sale, and your redemption rights.
How Indiana's correction-of-error appeal works under IC 6-1.1-15-1.1: which errors qualify, the three-year window, the form to file, and what never qualifies.
Missed the June 15, 2026 Form 130 deadline in Marion County? What is closed for 2026, what the correction-of-error path can still fix, and how to set up 2027.
Moving to Indiana? How the 1%/2%/3% property tax caps compare to Illinois, Ohio, Kentucky, and Michigan, the homestead filing deadline, and the escrow gotcha.
Marion County 2026 tax bills reflect billions in new assessed value from the 2025 reassessment. A rights checklist for what is still actionable mid-year.
Indiana SB1 removed the 30% minimum-value floor on new business personal property placed in service on or after Jan 1, 2025. Here's how it lowers BPP assessed value over time.
SB1 created a new deduction for Indiana rental and agricultural property, starting near 6% of AV in 2026 and rising to roughly 33.4% by 2031, applied automatically by the auditor.
A reduced assessment after you have paid turns into a refund or a credit. Here is how Marion County handles it, how long it takes, when interest applies, and what to do if PTABOA denied you.
If you filed a Form 130 appeal but your 2026 Indianapolis bill is still due, you must pay as billed. Here's how to protect your appeal and recover overpayments.
The fall property tax installment is due November 10, 2026 in Marion County, arriving after the spring 2026 assessment surge. Here's how to pay and avoid penalties.
If you bought a Marion County home and never filed the homestead deduction, your 2026 bill loses the 1% cap, the deduction itself, and the new $300 SB1 credit. Here is how to fix it.
A wrong property class code can push your Indianapolis property into the wrong tax cap tier. Here's what code 511 means and how to fix a miscoded Marion County parcel.
Updated DLGF construction cost tables sent some Indiana ag building assessments up as much as 300% this year. What caused the spike, what relief is being discussed, and how to build a Form 130 appeal before the mid-June deadline.
SEA 1 lowered many Indiana homeowners' 2026 tax bills, but escrow accounts adjust on a lag. How escrow analysis works, when the surplus check arrives, and what to verify on your statement.
Classification decides whether your post-frame building is capped at 1%, 2%, or 3% — and the cost-schedule math behind the assessed value is full of correctable errors. A property-owner's guide for 2026.
A final PTABOA, IBTR, or Tax Court reduction doesn't put money in your pocket by itself. How Indiana counties apply corrections, calculate interest, and issue refunds — plus the separate refund claim route if you never appealed.
Indiana law lets owners of property damaged or destroyed by disaster petition for reassessment using Form 137R. How the process works, the deadline that controls it, and the documentation that makes it stick.
Marion County added roughly $2B of assessed value to apartment complexes for 2026. Here's how to build an income-approach rebuttal — rent roll, NOI, cap rate selection — and present it on Form 130 and at PTABOA.
From the Angi HQ's planned 180 apartments to Capital Center South's hotel floors, downtown conversions are turning empty office space into new assessed value. What that means for the levy, abatements, and office owners' appeals.
A new state board, IPEC, now controls how IPS-area property tax dollars are divided between the district and charter schools — and is weighing a referendum rate of up to 55 cents. What Indianapolis homeowners need to know.
Four municipalities opted out of Unigov in 1970 and kept their own governments. Here's how the excluded-city layer changes what stacks onto a tax bill — and what it means when you're comparing addresses.
The informal conference, the Form 134 stipulation, the 180-day PTABOA hearing clock, the written determination, and the 45-day IBTR window — what actually happens after you file a Marion County appeal.
Penalties, the 30-day 5% window, payment options through the Marion County Treasurer, and how far you actually are from tax-sale risk. A practical guide for Indianapolis owners who missed the spring installment.
The Marion County Treasurer launched paperless property tax billing with the spring 2026 invoice. How to enroll at invoicecloud.com/indy, who qualifies, and the pitfalls that can still cost you penalties.
Downtown Indianapolis property owners are paying the Economic Enhancement District fee for the second year in 2026. How the 0.168% fee works, why it isn't capped by circuit breakers, and who escaped it.
SEA 1's property tax relief costs Indianapolis about $10M in 2026, nearly $20M in 2027, and roughly $30M in 2028. What the record $1.7B city budget gave up, and what it means for the services your tax bill funds.
Downtown Indianapolis condo and high-rise assessments rose in 2026 after a DLGF cost reset. Here's how per-unit valuation works and when mismatched comps make it appealable.
Trended 2026 office assessments often assume occupancy downtown Indianapolis doesn't have. The income approach is how owners prove over-assessment and win reductions.
Your improvement value barely moved but your bill jumped. The culprit is often a neighborhood-code change driving a land-only AV spike. Here is how to spot it and appeal it.
Indiana assesses new construction on its condition as of January 1. Here is how percent-complete works, why permits and inspections drive the timing, and why the first full bill jumps.
The 2026 business personal property exemption jumped to $2M in acquisition cost. Most Indianapolis small businesses owe no tax - but you must still file by May 15.
Marion County Form 130 appeals must be filed by June 15, 2026. A step-by-step checklist for Indianapolis owners — evidence to gather, who to file with, and the mistakes that get appeals tossed.
Indiana's May 10 installment came and went. If you didn't file your Form 130 before the first installment, the appeal-payment protection isn't available — but you still have options through the rest of 2026.
Indiana counties had a year to decide whether to impose SB 1's replacement LIT. As of mid-2026, the patterns are clear: urban counties imposed, rural counties largely declined, mid-sized counties split. Here's the scoreboard.
The DLGF has certified Marion County's 2026 budget order. Here's how each $1 of Indianapolis property tax breaks down — IPS, city, library, county, township, transit, debt service — and what changed from 2025.
SB 1 cut Indiana's farmland base rate for two years, saving $116M statewide. But the productivity index, soil ratings, and influence factors still drive your individual parcel's AV. Here are the appeal tactics that work for 2026.
Marion County's 2026 tax sale is shaping up to be one of the largest in years. Here's how the Indianapolis sale works, what's on the list, and what an investor underwriting a tax-sale parcel needs to verify before bidding.
The DLGF has certified Marion County's 2026 tax rates. Certified rates range from $2.43 to $4.24 per $100 of assessed value depending on district — here's the district-by-district breakdown and what drives the spread.
Marion County has 23 active TIF allocation areas. As several downtown TIFs approach expiration, billions in captured AV are scheduled to release back to the general tax base. Here's what shifts, when, and what it means for property owners.
Marion County PTABOA hearings are short — 20 to 45 minutes. The board accepts narrow categories of evidence and rejects the rest. Here's exactly what to bring, in what form, and the most common reasons appeals get dismissed.
Indiana has become a major data center destination — LEAP, Amazon's New Carlisle campus, and several smaller hyperscaler builds. The assessment treatment of these facilities is novel and politically contested. Here's where it stands in 2026.
Indiana eliminated the property tax mortgage deduction in 2023, and SB 1 made the replacement supplemental deduction permanent. For homeowners still seeing 'mortgage deduction' on old paperwork, here's what changed and what to look for in 2026.
The Over-65 deduction reduces Marion County property tax bills meaningfully for qualifying seniors. SB 1 expanded the credit alongside the homestead deduction. Here's eligibility, filing, and the math for a typical Indianapolis senior household.
Several major Marion County industrial tax abatements are stepping down or rolling off in 2026. Here's which sites are affected, the AV that hits the rolls, and what it means for Indianapolis taxing units and surrounding owners.
Indianapolis Mile Square office AV has fallen for four straight years. 2026 looks like the bottom: assessor cuts on Class B and Class C buildings continue, while Class A and trophy assets stabilize. The downtown commercial story by sub-type.
Comparable sales evidence wins or loses most Indiana property tax appeals. PTABOA hearing officers apply specific rules on recency, comparability, and adjustment methodology. Here's what they accept and what they reject.
When you build a new home or addition in Indiana, the assessment timing matters. A January 2025 finish hits the 2025 AV; a December 2025 finish lands on the 2026 roll. Here's how the timing works and how to plan around it.
SB 1 gave Marion County authority to impose up to a 1.2% replacement Local Income Tax. The City-County Council's 2026 decision shapes household budgets for the next several years. Here's what was decided, who's affected, and the dollar impact.
Your 2026 Indiana property tax bill is due May 10, but the appeal deadline is June 15. File Form 130 on time and Indiana Code 6-1.1-15-10 lets you pay on the prior year's assessment while your appeal is pending. Here's exactly how to trigger the protection.
Your county PTABOA denied your property tax appeal, or hasn't ruled after 180 days. The Indiana Board of Tax Review takes the case from here. A guide to IBTR jurisdiction, the POPLAR filing system, hearing formats, and what February 2026 decisions reveal about what's winning this cycle.
Indiana 2026 Form 11 assessment notices mail April 28. You have until June 15 to appeal. Here's exactly what to check, how to evaluate it, and when to file Form 130.
Indiana's spring 2026 tax bills include a new 10% homestead credit capped at $300. Here's who qualifies automatically, where it appears on your bill, and the math on a sample home.
Indiana home prices rose 4% YoY to $273,400 in March 2026 with inventory up 5.5%. Indianapolis ranks #4 NAR top market. Here's what it means for your assessment.
Lake County carries Indiana's heaviest circuit breaker cap loss. Gary, Hammond, and East Chicago show how industrial AVs and high rates collide in 2026.
Marion County 2026 Form 11 notices mail April 28. Indianapolis owners face the largest AV jumps in years. Township assessor contacts, PTABOA process, and June 15 deadline.
Allen County's 2026 net AV grew 4.34%, well below 2025's 10.1%. Fort Wayne owners face a softer cycle but uneven school district rate moves. Here's what to expect.
Hamilton County 2026 Form 11 notices arrive mid-April. Carmel, Fishers, and Noblesville drive Indiana's fastest assessment growth at the state's lowest effective rates.
SEA 1 and HEA 1427 raised Indiana's business personal property exemption from $80,000 to $2,000,000 effective with the January 1, 2026 assessment. Most small businesses, rental LLCs, and short-term rental operators now owe zero BPP tax — but the filing requirement stays. Here's what changed and how to claim the exemption on Form 103.
St. Joseph County's 2026 Land Study is the first under Indiana's new four-year cycle. South Bend, Mishawaka, and Granger owners face shifted land-side AVs.
Elkhart County's RV factories, Amish woodshops, and Goshen homestead market collide with Indiana's 2026 cost-table reset. Form 11 mails April 28; appeals due June 15.
Indiana's new DLGF-run property tax transparency portal, mandated by SB 1 and live since January 1, 2026, lets any homeowner inspect the rate, levy components, and circuit-breaker credits behind their bill. A 4-step audit walkthrough — and what the portal doesn't tell you.
Tippecanoe County 2026 Form 11 notices arrive late April. Lafayette and West Lafayette face Purdue-driven rental pressure plus statewide AV growth. June 15 appeal deadline.
Vanderburgh County 2026 property tax bills are in the mail with a May 11 deadline. Evansville owners face the SB 1 credit, an XSoft assessment portal, and the Form 11 cycle ahead.
Hendricks County's Avon, Brownsburg, and Plainfield are among Indiana's fastest-growing communities. Here's how the 2026 assessment reset is hitting west-side Indy suburbs.
Porter County Form 11 notices arrive in mid-April. Valparaiso, Chesterton, and Portage owners face DLGF cost-table pressure, lakeshore land moves, and a June 15 appeal deadline.
Madison County Form 11 notices arrive in mid-April 2026. Anderson, Pendleton, and Elwood owners face DLGF cost-table pressure on a tax base still adjusting from the GM era.
Johnson County 2026 Form 11 notices are arriving. Greenwood, Franklin, and Bargersville owners face another round of AV growth. Appeal deadlines, township contacts, and what to check.
Clark County 2026 assessments hit Jeffersonville and Clarksville hardest. Tax rates, the Ohio River effect, appeal deadlines, and what cross-river commuters need to know.
Delaware County 2026 Form 11 notices reach Muncie owners by mid-May. Ball State's footprint, the DLGF cost-table reset, and how to file a Form 130 by the June deadline.
Vigo County 2026 Form 11 notices mail by mid-April. Terre Haute owners face the DLGF cost-table reset. Filing windows, township checks, and Form 130 logistics.
Howard County's industrial base concentrates AV in a few large parcels. Here's how SB 1 and the 2026 assessment cycle land on Kokomo homes and businesses.
Hancock County is appealing its 2026 maximum levy citing rapid growth. Here's what the levy appeal means for Greenfield property owners and the county's tax base.
Kosciusko County combines Warsaw's orthopedics hub, lake-driven residential AV, and ag land. Here's how SB 1 and 2026 reform land in this distinctive county.
Floyd County 2026 Form 11 notices mail by April 30. New Albany's Louisville-metro market dynamics shape how assessments land for homeowners across the river.
Warrick County 2026 Form 11 notices arrive this spring. Newburgh leads median home values; Boonville and Chandler track the broader Evansville-metro market.
Boone County 2026 Form 11 notices mail April 28. The LEAP innovation district anchors Lebanon's growth and reshapes industrial and residential assessments alike.
Morgan County 2026 Form 11 notices arrive this spring. Martinsville and Mooresville track south Indianapolis growth as the I-69 corridor reshapes commute patterns.
Wayne County Richmond owners face a 2026 reassessment cycle layered on top of a long industrial decline. Cost-tables reset; obsolescence arguments matter. June 15 appeal.
LaPorte County Michigan City property owners face a 2026 reassessment cycle with Lake Michigan waterfront, NW Indiana commuter pressure, and SB 1 homestead changes.
Monroe County Bloomington owners face a 2026 cycle with IU-driven rental dynamics, statewide AV growth, and SB 1 changes. Form 11 in late April; appeals due June 15.
Grant County Marion owners face a 2026 reassessment cycle with cost-table updates layered on a post-industrial property base. Taylor University, $300 SB 1 credit, June 15 appeal.
Cass County's 2026 assessment cycle brings the SB 1 credit, the supplemental deduction step-up, and a January 15 filing deadline that already passed. Here's what's left to do.
DeKalb County's Auburn manufacturing economy meets Indiana's $1M business personal property exemption in 2026. Here's what changes for owners and small industrial operators.
Dubois County and Jasper run below the statewide median for property tax. Here's how the 2026 SB 1 credit and DLGF reset affect southwest Indiana's German-heritage county.
Knox County and Vincennes — Indiana's oldest city — face the 2026 assessment cycle with low effective rates, historic-district considerations, and a Wabash River floodplain to navigate.
Marshall County's cyclical reassessment touches roughly 25% of parcels each year. Plymouth, Bremen, and Bourbon owners should expect uneven 2026 Form 11 movement.
Lawrence County Form 11 notices arrive in mid-April. Bedford, Mitchell, and the limestone belt face a DLGF cost-table reset against a low-rate, value-stable tax base.
Jackson County 2026 Form 11 notices arrive in mid-April. Seymour, Brownstown, and Crothersville owners face DLGF cost-table pressure on a working manufacturing tax base.
Henry County 2026 Form 11 notices arrive in mid-April. New Castle, Knightstown, and Middletown owners face DLGF cost-table pressure on a low-rate, value-stable base.
Shelby County 2026 budget order is set. Shelbyville commuter values keep climbing while rates hold. What owners should check on the upcoming Form 11 notice.
Noble County 2026 assessments arrive in March. Lake-front and Albion residential parcels face continued AV growth. What northeast Indiana owners need to verify.
Steuben County 2026 tax bills are out. Angola, Pleasant Lake, Orland, and the chain lakes. What lake-property owners need to verify before the May 11 spring deadline.
Wabash County 2026 Budget Order is locked in. Property tax bills, assessment timing, and what north-central Indiana owners should check before the May deadline.
Whitley County's 2026-27 cyclical reassessment starts May 1. Columbia City and lake-area owners should expect on-site visits, AV updates, and a tighter appeal window.
Putnam County 2026 assessments hit Greencastle homeowners and DePauw-adjacent landlords this spring. The cost-table reset, exempt-property edge cases, and appeal logistics.
Adams County 2026 Form 11 notices reach Decatur owners by mid-April. Manufacturing parcels, farmland productivity factors, and the cost-table reset across NE Indiana.
Daviess County 2026 Form 11 notices and the cost-table reset land on Washington homeowners and the county's large Amish farming community. Soil ratings and appeal logistics.
Decatur County 2026 Form 11 notices reach Greensburg owners this spring. Honda's footprint, southeast Indy commuter pressure, and the cost-table reset on industrial parcels.
Gibson County 2026 Form 11 notices reach Princeton owners this spring. Toyota's footprint, the cost-table reset on industrial parcels, and Form 130 filing logistics.
Benton County is Indiana's most ag-heavy small county. Here's how the 2026 farmland base rate, soil productivity, and SB 1 changes shape Fowler-area tax bills.
Brown County combines a tourism-heavy Nashville core with hilly residential and forest land. Here's how SB 1 and 2026 reform land in Indiana's arts capital.
Carroll County's Wabash river ag base shapes its property tax picture. Here's how the 2026 farmland base rate, SB 1, and the new rental deduction land in Delphi.
Clinton County combines productive farmland and a Frankfort-anchored industrial corridor. Here's how 2026 SB 1 reform lands in this central Indiana mixed-use county.
Dearborn County 2026 Form 11 notices mail April 24. Lawrenceburg and the Ohio River corridor track Cincinnati-metro values with Indiana's tax structure.
Franklin County's 2026 Form 11 notices arrive in April. Brookville Lake property and the Whitewater River corridor anchor southeastern Indiana's tax base.
Harrison County 2026 Form 11 notices arrive in April. Corydon, Indiana's first state capital, faces SB 1 changes alongside the statewide assessment surge.
Huntington County's 2025-2026 cyclical reassessment covers Jefferson, Salamonie, Wayne townships and part of Huntington City. Form 11 in late April; June 15 appeals.
Jasper County Rensselaer farmland owners face the 2026 DLGF base rate of $2,120/acre plus statewide cost-table reset. Form 11 by May 1; June 15 appeal deadline.
Jay County Portland and rural ag owners face the 2026 DLGF $2,120/acre base rate plus SB 1 homestead changes. Form 11 in mid-April; June 15 appeal deadline.
Jefferson County Madison owners face a 2026 cycle with 133-block historic district nuance, Ohio River frontage, plus SB 1 homestead changes. June 15 appeal deadline.
Jennings County Vernon and rural owners face the 2026 cost-table reset and SB 1 homestead changes. 0.63% effective rate, $300 supplemental credit, June 15 appeal.
LaGrange County's large Amish community, mixed-use farms, and small-town homesteads face the 2026 reassessment. $2,120/acre base rate, SB 1 changes, June 15 appeal.
Martin County Shoals owners face the 2026 cycle with Crane Naval Surface Warfare Center as the largest federal employer. 0.57% effective rate, SB 1 changes, June 15 appeal.
Miami County's Grissom Air Reserve Base sits on tax-exempt federal land but anchors the county economy. Here's how that shapes Peru-area assessment and the 2026 cycle.
Montgomery County and Crawfordsville carry an unusual mix: Wabash College, ag land, and small-city residential. Here's what 2026 SB 1 and the Form 11 cycle bring.
Newton County in NW Indiana is one of the state's most agricultural counties. The 2026 farmland cap rate change to 9% and the SB 1 credit shape the cycle for Kentland-area owners.
Ohio County, Indiana's smallest by area and population, runs its 2026 assessment cycle from one Rising Sun courthouse. Here's what owners along the Ohio River face this year.
Orange County, home of French Lick Resort and county seat Paoli, runs a 2026 assessment cycle with a unique resort-tourism overlay on a low-rate base. Here's what owners need to know.
Owen County and Spencer carry a quiet rural-residential profile with a 0.80% effective tax rate. Here's how the 2026 SB 1 credit and Form 11 cycle shape the year for owners.
Parke County — the Covered Bridge Capital — carries Indiana's lowest median property tax rate at 0.58%. Here's how the 2026 SB 1 credit and Form 11 cycle apply to Rockville-area owners.
Perry County 2026 Form 11 notices arrive in mid-April. Tell City, Cannelton, and Troy owners face DLGF cost-table pressure on a low-rate, river-economy tax base.
Pike County 2026 Form 11 notices arrive in mid-April. Petersburg, Winslow, and the SW Indiana coal belt face the DLGF cost-table reset on a contracting tax base.
Posey County 2026 Form 11 notices arrive in mid-April. Mount Vernon, New Harmony, and Poseyville owners face DLGF cost-table pressure on a river-economy tax base.
Pulaski County 2026 Form 11 notices arrive in mid-April. Winamac and Francesville owners face DLGF cost-table pressure on a farmland-dominant tax base.
Randolph County 2026 Form 11 notices arrive in mid-April. Winchester, Union City, and Farmland owners face the DLGF cost-table reset on a farmland-heavy tax base.
Ripley County 2026 Form 11 notices arrive in mid-April. Versailles, Batesville, and Osgood owners face DLGF cost-table pressure on a rural southeast Indiana base.
Rush County 2026 Form 11 notices arrive in mid-April. Rushville and the surrounding central Indiana farmland face DLGF cost-table pressure on a low-rate base.
Scott County 2026 property tax cycle pressures small landowners and farmers. Scottsburg, Austin, and rural Scott County owners face AV growth without rate relief.
Spencer County 2026 assessment cycle: Rockport, Lincoln boyhood country, and Ohio River frontage. Tax bills, deadlines, and what owners need to verify.
Starke County 2026 property tax cycle: Knox, the Kankakee marsh country, and rural NW Indiana. Form 11 timing, appeal deadlines, and what owners need to verify.
Sullivan County 2026 cycle: Sullivan, Carlisle, Farmersburg, and the western Indiana coal corridor. Industrial assessments, farmland pressure, and homeowner deadlines.
Switzerland County 2026 Budget Order locks in tax rates. Vevay Township's rate runs well above the rural-township average. What Ohio River owners need to verify.
Tipton County 2026 cycle: Tipton city, Sharpsville, Windfall, and central Indiana farm country. Form 11 timing, appeal deadlines, and what owners should verify.
Union County 2026 Budget Order is set. Liberty as the county seat, ~7,000 residents, and one of the highest median tax rates in eastern Indiana. What owners should verify.
Vermillion County 2026 property tax cycle. Newport, the narrow border-county geography, the cost-table reset, and what west-Indiana farmland and residential owners need to know.
Warren County 2026 Form 11 notices reach Williamsport this spring. Indiana's smallest county by population, the cost-table reset, and how the appeal process works locally.
Washington County 2026 Form 11 notices reach Salem owners by mid-April. The cost-table reset, southern Indiana farmland, and how to file a Form 130 before the June deadline.
Wells County 2026 Form 11 notices reach Bluffton owners by mid-April. The cost-table reset, NE Indiana farmland, and how PTABOA appeals work in a small ag-driven county.
White County 2026 Form 11 notices reach Monticello and lake-area owners this spring. Lake frontage, the cost-table reset, and how to handle a Form 130 appeal locally.